Personal Investment Management | Financial and Retirement Plans

All plans are customized for each client's specific situation. You don't get a cookie-cutter, one-size-fits-all approach with PIM.

Financial Plans
Financial Planning services include information regarding the following areas:

NET WORTH - a foundation for all other aspects of your plan
INCOME TAXATION - Are you taking advantage of all possible tax sheltering mechanisms available to you?
INCOME AND EXPENDITURES - You have to make decisions between current and deferred gratification.
INVESTMENTS - Find out if you have too much of your portfolio in too few investment types.
RETIREMENT - Retirement planning involves analyzing a client's financial and investment situation based on client data provided to PIM. A cash flow report including action recommendations is generated for the client.
ESTATE PLANNING - Estates with a value over $625,000 may have some significant taxes due. We can help you design a plan that will enable you to transfer your estate assets and possibly reduce inheritance tax liability.
COORDINATION OF THE PLAN - This is "where the rubber meets the road." Making sure your plans are implemented is essential. You can do it yourself or have PIM assist you.

Retirement Planning
Even though retirement planning is part of an overall financial plan it may be the only part you need. If you hope to be financially secure when you stop working, you need to think about what that means to you. Our planning assists clients in defining financial security as well as giving them direction on how to get there.

Charitable Giving
Do well by doing good. PIM can help you find the proper funding vehicle for leaving a legacy to your favorite charity with the best tax advantages for you and, if desired, for your heirs. Imagine giving something away, increasing your income and the amount your heirs receive all at the same time.